Updated with live FRED data

2026 U.S. CRE Cap Rate Index

Benchmark cap rates for commercial real estate by property type and market, sourced from CBRE, Marcus & Millichap, and the Federal Reserve Bank of St. Louis. Updated quarterly.

30-Yr Mortgage
6.23%
FRED / Freddie Mac
15-Yr Mortgage
5.58%
FRED / Freddie Mac
CRE Delinquency
FRED DRCRELEXBS
Construction PPI
BLS YoY Change

Data last refreshed: April 28, 2026 · Sources: FRED, CBRE, Marcus & Millichap, BLS

Cap Rates by Property Type

National benchmark ranges — Q1 2026 · Source: CBRE Cap Rate Survey & Marcus & Millichap

Property TypeCap Rate RangeTrend
Multifamily (Class A)4.75%–5.50%
Expanding
Multifamily (Class B/C)5.50%–6.75%
Expanding
Industrial / Warehouse5.25%–6.25%
Stable
Retail (Strip Center)6.50%–8.00%
Stable
Retail (Single Tenant NNN)5.50%–6.75%
Expanding
Office (CBD Class A)6.50%–8.50%
Expanding
Office (Suburban)7.50%–10.00%
Expanding
Self-Storage5.50%–6.50%
Stable
Hotel (Full Service)7.00%–9.00%
Stable
Mixed-Use5.50%–7.00%
Stable
Note: Cap rates are national benchmark ranges. Actual cap rates vary significantly by submarket, asset quality, and lease structure. Always verify with local brokers and appraisers.

Top 15 CRE Markets — Q1 2026

City-level cap rate ranges, average rents, and vacancy rates · Source: CoStar / CBRE Market Reports

Austin, TX
❄️ Cooling
Cap Rate Range
4.8%–6.2%
Avg Rent
$1,850/mo
Vacancy Rate
8.2%
Top Use
Multifamily
View full market guide
Phoenix, AZ
❄️ Cooling
Cap Rate Range
5.0%–6.5%
Avg Rent
$1,650/mo
Vacancy Rate
9.1%
Top Use
Multifamily
View full market guide
Nashville, TN
📈 Warm
Cap Rate Range
4.9%–6.0%
Avg Rent
$1,780/mo
Vacancy Rate
7.8%
Top Use
Mixed-Use
View full market guide
Charlotte, NC
🔥 Hot
Cap Rate Range
5.1%–6.4%
Avg Rent
$1,620/mo
Vacancy Rate
7.5%
Top Use
Multifamily
View full market guide
Dallas, TX
📈 Warm
Cap Rate Range
5.2%–6.8%
Avg Rent
$1,700/mo
Vacancy Rate
8.9%
Top Use
Industrial
View full market guide
Denver, CO
📈 Warm
Cap Rate Range
5.0%–6.3%
Avg Rent
$1,950/mo
Vacancy Rate
8.5%
Top Use
Multifamily
View full market guide
Atlanta, GA
🔥 Hot
Cap Rate Range
5.3%–6.7%
Avg Rent
$1,680/mo
Vacancy Rate
8.0%
Top Use
Multifamily
View full market guide
Tampa, FL
📈 Warm
Cap Rate Range
5.0%–6.5%
Avg Rent
$1,750/mo
Vacancy Rate
8.3%
Top Use
Multifamily
View full market guide
Raleigh, NC
🔥 Hot
Cap Rate Range
4.9%–6.1%
Avg Rent
$1,590/mo
Vacancy Rate
7.2%
Top Use
Mixed-Use
View full market guide
Indianapolis, IN
🔥 Hot
Cap Rate Range
5.8%–7.2%
Avg Rent
$1,250/mo
Vacancy Rate
6.8%
Top Use
Industrial
View full market guide
Salt Lake City, UT
📈 Warm
Cap Rate Range
5.1%–6.4%
Avg Rent
$1,680/mo
Vacancy Rate
7.9%
Top Use
Multifamily
View full market guide
Columbus, OH
🔥 Hot
Cap Rate Range
5.6%–7.0%
Avg Rent
$1,320/mo
Vacancy Rate
6.5%
Top Use
Industrial
View full market guide
Kansas City, MO
📈 Warm
Cap Rate Range
5.9%–7.4%
Avg Rent
$1,280/mo
Vacancy Rate
6.9%
Top Use
Industrial
View full market guide
San Antonio, TX
📈 Warm
Cap Rate Range
5.4%–6.8%
Avg Rent
$1,450/mo
Vacancy Rate
8.6%
Top Use
Multifamily
View full market guide
Boise, ID
❄️ Cooling
Cap Rate Range
5.2%–6.5%
Avg Rent
$1,520/mo
Vacancy Rate
7.4%
Top Use
Multifamily
View full market guide

How to Use Cap Rates in CRE Analysis

The capitalization rate (cap rate) is the most widely used metric in commercial real estate valuation. It represents the ratio of a property's net operating income (NOI) to its current market value or purchase price.

Formula: Cap Rate = NOI ÷ Property Value

A higher cap rate generally indicates higher risk and potentially higher return. Lower cap rates (4%–5%) are typical in gateway markets like New York and San Francisco, while secondary markets often trade at 6%–8%+.

Cap rate vs. interest rates: When the Federal Reserve raises rates, cap rates typically follow with a lag of 6–18 months as buyers demand higher yields to compensate for higher borrowing costs.

The current 30-year mortgage rate of 6.23% creates a -0.98% spread for Class A multifamily — meaning many deals are currently cash-flow negative without significant equity or below-market debt.

Run a Full Development Feasibility Analysis

Enter any U.S. address and get a complete AI-powered report with zoning analysis, financial projections, construction cost estimates, and DSCR calculations — all grounded in live market data.

Data Sources

Federal Reserve Bank of St. Louis (FRED) — DRCRELEXBSCBRE H1 2026 Cap Rate SurveyMarcus & Millichap 2026 Investment ForecastBureau of Labor Statistics — PPI Construction MaterialsFreddie Mac Primary Mortgage Market Survey

Cap rate data is sourced from CBRE and Marcus & Millichap quarterly surveys. FRED data (mortgage rates, delinquency rates) is fetched live from the Federal Reserve Bank of St. Louis API. BLS PPI data is sourced from the Bureau of Labor Statistics. All data is for informational purposes only and should not be construed as investment advice.

Send Feedback

10 more characters needed0/5000
Submitting from: /cap-rate-index